I selected “Goods or Services” from their drop-down and gave no additional information.
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I have often wanted to use that ach but have never found vendors to accept that method.If they don’t take credit card then they will often take like a whatever u call it like taking a check out of your account but u don’t actually write a check but they are able to debit your account such as the irs can do. i used that Wise service a couple of years or so ago to buy botox as that was the only way the vendor who clearly had the best deal would accept. I just used it like on the fly without having to start an account i thought anyway or maybe i did have to open one not sure but it was the biggest pain in the ass i have ever had to put up with. Since then i have gotten emails that they are changing their policy or something which i was not interested in reading but i am afraid i am/will have to use them again for another purchase of same. I asked the vendor why she insists on having to do it that way as i would prefer for example to wire money into an account but no she would not do that nor anything else within reason.
Brimstone, can I ask what Pharma and what method worked. I’ve tried two vendors now and no luck with ACH or Swift transfers.
Sure! I use Kachhela Medex Private Limited in IndiaMart. They have outstanding customer service and, in my experience, the quickest turnaround time from order to arrival. The company that makes their Rapa is Biocon, which is, in my opinion, a reliable company. For payment I use Revolut. To be clear, Kachhela does not have a Revolut account, but you can enter their name and address as a recipient and the transfer goes through. I avoid ACH because my wife, who has been in charge of ACH transactions for banks for 20+ years, says that overseas transactions can be compromised. Put something other than medicine as a reason for the transfer for Revolut.
ACH is directly bank account to bank account. Wise uses ACH to get the money from my account to convert to INR so if a vendor does not want to, or cannot accept dollars into their account, then of course they will not accept a direct ACH transfer. ACH to my knowledge only transfers the currency of the sender’s account.
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